My clients are individuals and families, typically not institutions.  Many clients of mine are what I refer to as the “Millionaire Next Door”.  These are people who have accumulated wealth in a variety of ways; ranging from professionals working and saving diligently over a lifetime to an entrepreneur selling a business.  Others have received an inheritance or received money as a result of a gift or a change in marital status.

My typical client has enough capital to be financially independent, but not enough to be able to ignore the vagaries of the market. Many are planning for retirement, or well into retirement with the hope to transfer their wealth to the next generation. They are searching for an expert who can help customize a portfolio with the purpose of pursuing their desired return with an emphasis on risk management.